The Borrowings & Treasury module runs the liability side of your NBFC inside Finpage® — every lender facility, drawdown, accrual, and repayment tracked to the rupee, with covenant compliance, treasury operations, and ALM reporting on the same ledger as your loan book.
Term loans, NCDs, sub-debt, securitization and direct assignment — sanctions, tranche drawdowns, interest accrual, repayment schedules, and lender-wise ledgers, end to end.
Financial covenants, security cover, and end-use conditions tracked per facility — with utilization certificates, due-date alerts, and breach flags before they become breaches.
Bank balances across all accounts in one view, funds planning against disbursement demand, surplus deployment into FDs and liquid instruments, and inter-account transfers.
Asset and liability cash flows bucketed side by side — loan-book inflows against borrowing outflows — feeding RBI ALM statements and structural liquidity reports automatically.
Weighted average cost of borrowings — lender-wise, instrument-wise, tenor-wise — tracked live, so pricing decisions on the asset side always know what the liability side costs.
Every drawdown, accrual, and repayment posts automatically to the Finpage® general ledger — double-entry, Ind AS aligned, reconciled with the Account & Treasury module.
Borrowings & Treasury shares the ledger with your loan book — no exports, no reconciliation spreadsheets. What the CFO sees is what the system holds.
See Borrowings & Treasury on live data — facility ledgers, covenant tracking, cost of funds, and ALM buckets. Demo takes 30 minutes.