Finpage is a comprehensive digital lending platform purpose-built for NBFCs, MFIs, and Banks. It supports JLG, Individual Lending, or hybrid lending scenarios, enabling institutions to automate, streamline, and scale their lending operations with ease. At its core is a powerful Business Rules Engine (BRE) that drives automated decision-making for credit scoring, eligibility, and risk evaluation. The BRE supports tokenization of custom data points, allowing institutions to adapt workflows to evolving business models while staying compliant and future-ready. It features a fully configurable Loan Origination System (LOS) and Lending Management System (LMS) that integrate seamlessly with existing infrastructure, covering the entire credit lifecycle—from origination and underwriting to servicing and collections.
A comprehensive platform for managing loans while offering flexibility and scalability to meet the evolving needs of NBFC/MFI.
Ensuring that security measures do not compromise the performance and usability of the application.
Control and automate diverse business processes with our comprehensive LOS.
Manage loan accounting, customer service and compliance seamlessly across the loan lifecycle.
User-friendly & customised interface for offline/online real-time collection.
Electronic employee database employee dedupe approval/credential matrix.
Enabling businesses to keep books and records across the functions/levels.
Internal credit rules advance credit underwriting and credit scorecard maker and checker concept.
Real-time status business transactions various dashboard and graphs.
Centralized policy & systemic control approval for quality claim processing.
Handles borrower onboarding, KYC verification, and credit assessment for loan applications.
Facilitates lending partnerships between MFIs and other institutions.
Provides a platform for managing complaints and tracking resolutions to maintain client satisfaction.
Manages risk and regulatory compliance, featuring tools for credit and compliance risks.
This system addresses a wide spectrum of lending requirements, offering tailored solutions for both individual and group borrowers, while streamlining the management of various loan types.
Capture and process loan applications, including online applications, and manage application status tracking.
Automated credit decision-making processes based on configurable & predefined criteria and risk assessments.
Store, manage, and track loan-related documents, including contracts, agreements, and compliance documents.
Automate loan origination and management workflows to improve efficiency and reduce manual processes.
Well integrated with 100+ external systems, such as credit bureaus, banking systems, and payment systems, for data exchange and processing.
Ensure compliance with regulatory requirements and internal policies, including various RBI regulations.
Generate reports and provide analytics on loan portfolio performance, trends, and key metrics.
Provide online/offline mobile-friendly interfaces for borrowers, lenders, and field staff to access and manage loans on the go.
Highly Scalable system to accommodate growing loan portfolios and adapt to changing business requirements.
Robust security measures to protect sensitive loan and customer data from unauthorized access and breaches.
Intuitive and user-friendly interface for easy navigation and use by loan officers, borrowers, and administrators.
Detailed audit trail of all loan-related activities and changes for compliance and accountability purposes.
Twinline empowers MFIs with a purpose-built digital platform that streamlines operations—from customer onboarding and KYC to loan disbursement and collections. Our smart tools like Video KYC, Geo-tagged Attendance, and Route Navigation help MFIs scale efficiently, improve customer engagement, and ensure compliance—making microlending faster, safer, and future-ready.
We at Twinline, offer a comprehensive range of BPM services across the entire spectrum of banking and financial services to help rein in the cost of processing transactions, manage regulatory requirements, handle volume spikes, and to use technology and analytics to cater to changing client preferences.
We specialize in intelligent data validation and reconciliation using advanced machine learning. Our platform ensures accuracy and compliance across complex financial workflows, helping institutions meet regulatory demands with speed and precision.
Twinline excels in integrating modular, plug-and-play technologies that are easy to deploy and scale. Our change management approach ensures smooth adoption, empowering teams to evolve continuously without disruptive overhauls.
With deep domain expertise, we design automation solutions that align with your business goals. Our systems enhance operational efficiency, reduce manual effort, and support continuous improvement—driving measurable growth and agility.
We succeed because of our customers. Their needs shape our solutions, and their trust drives our growth.
We embrace cutting-edge technology and fresh ideas to solve real business challenges and transform financial operations.
We lead with principled behavior and strong ethics, earning trust through consistent actions and transparent commitments.
We work together across teams and with our partners to co-create impactful solutions, fostering a culture of shared success.
CLIENTS
AUM
BORROWERS
API INTEGRATIONS
At Twinline, security and compliance are not add-ons—they're built into the foundation of our platform. We ensure your operations meet the highest standards of safety, trust, and regulatory alignment.
Our systems are designed to align with RBI guidelines and industry standards, ensuring your NBFC or MFI remains audit-ready and compliant at all times.
We conduct frequent audits and assessments to proactively identify and eliminate risks, keeping your data and operations secure.
Role-based access, multi-factor authentication, and user-level permissions ensure that sensitive data is only accessible to authorized personnel.
All data is encrypted in transit and at rest. Our APIs are fortified with security protocols to ensure safe integrations and data exchange.