Certifications and Reports
Compliance & Security as core focus.
A production-grade origination, servicing, and collections platform for Indian NBFCs and MFIs. Built on Oracle and Spring Boot, hosted on AWS Mumbai. Battle-tested, resilient, and built to scale — from your first loan to your millionth.
Finpage® isn't a single product — it's a composable stack. Mix and match the engines you need to run your lending book from acquisition to collection.
The flagship. A fully configurable lending platform built for NBFCs and MFIs — borrower onboarding, digital KYC, credit decisioning, disbursal, servicing, and collections in one unified platform.
Explore Finpage® →Grievance redressal built for scale. Every complaint, query, or service request — centralized, tracked, resolved.
Learn more →Simplified EMI collection. Customizable workflows for field staff to recover repayments quickly and accurately.
Learn more →Instant online fund transfers and real-time bank account validation for secure, immediate disbursements.
Learn more →Instant borrower verification. KYC and credential checks with automated compliance rails.
Learn more →AI built into the lending stack — assisted underwriting, automated route planning, staff tracking, smart BI, and document intelligence, grounded in your own loan data.
Learn more →Complete field audit for lenders. Configurable checklists, geo-tagged branch inspections, observation tracking, compliance scoring, and closure workflows.
Learn more →Issue and ticket tracking built for lender IT teams. SLA-driven queues, release tracking, and end-to-end visibility from report to resolution.
Learn more →Double-entry accounting on the same ledger as the loan book — auto GL posting, trial balance, Ind AS alignment, and RBI regulatory returns generated straight from the system of record.
Learn more →The liability side, managed properly — lender facilities, drawdowns, interest accrual, covenant tracking, treasury operations, cost of funds, and ALM on one system.
Learn more →From the first click on a loan application to the final repayment — Finpage's modular architecture covers every stage with precision.
Digitizes and automates borrower onboarding, document capture, and approvals. Faster underwriting from day one.
Rule-based credit engine for automated decisions. Consistent outcomes, configurable policies, full audit trail.
Post-disbursement servicing with double-entry accounting built in: repayment schedules, GL posting, NACH, collections, and regulatory compliance.
Built for the realities of Indian lending — high volume, complex regulation, unforgiving margins. Every design choice serves one goal: getting capital to borrowers faster.
Streamlined workflows, real-time tracking, and automated decisioning dramatically cut turnaround times.
Resilient cloud-native infrastructure with failover and active monitoring.
Repetitive ops automated end-to-end.
Track portfolio health, field performance, and compliance in real time.
CIC integrations, digital KYC, and audit trails baked in.
Modular architecture means you add products, branches, and volume — without swapping out your stack. From 10,000 loans to 10 lakh.
Every lender at scale hits the same walls: batch jobs that won't finish, reports that can't run during business hours, reconciliation that takes a week. Finpage® is designed to make those problems go away.
// Create a loan application — JLG group product curl -X POST https://api.finpage.in/v2/applications \ -H "Authorization: Bearer $TOKEN" \ -H "X-Branch-Id: BR-0042" \ -H "Content-Type: application/json" \ -d '{ "product_code": "JLG_STD", "group_id": "GRP-8823", "borrower": { "aadhaar_hash": "e3b0c44298fc1c14...", "mobile": "+91-98xxxxxxxx", "monthly_income": 24000 }, "ticket_size": 45000, "tenor_weeks": 48, "channel": "mobile_field" }' // → 201 Created · eval_time: 87ms { "application_id": "APP-2026-8B3A2F", "status": "under_review", "bre_decision": "auto_approve", "emi": 1124.50, "next_step": "kyc_capture" }
JLG, IL, secured, unsecured, co-lended — Finpage® supports the full spectrum of Indian lending products out of the box.
Group-based lending with center meetings, attendance, and joint accountability workflows.
Unsecured individual loans with full underwriting, credit scoring, and NACH-enabled repayments.
Secured lending with collateral valuation, legal checks, and tranche disbursement support.
Partner with banks under RBI's CLM-2 model. Split underwriting, shared exposure, unified servicing.
Branch-counter gold lending with assay, live LTV, vault custody, and under-10-minute sanction.
End-to-end vehicle loans with hypothecation, RC tracking, and asset lifecycle management.
Twinline®'s Finpage® let us consolidate three legacy systems into one. Our turnaround time on individual loans dropped from days to hours — and our field team finally has tooling that matches how they actually work.
Finpage® is built on enterprise-grade infrastructure — Oracle as the primary database, Spring Boot for the application layer, and Next.js for the web interface. The platform runs on AWS Mumbai, giving every NBFC full data residency inside India. Behind the scenes, we use the industry-standard tools that every serious financial platform uses — high availability, real-time event processing, and 24×7 monitoring — so your team can focus on lending, not plumbing.
The platform is designed to grow with your book, not hold it back. Every component scales independently — more borrowers simply means more capacity, not a forklift upgrade. Live deployments routinely handle over 2,400 automated credit decisions per second and close the full day-end ledger on 2 million loans in under 18 minutes. Whether you're at 50 crore AUM or 50,000 crore, the same platform runs.
Yes. Finpage® exposes a complete set of integration APIs covering loan origination, underwriting, disbursement, and servicing. Real-time notifications let your other systems react the moment something happens — a new application arrives, a loan is disbursed, an EMI is collected. Partner integrations for co-lending and BC agent networks are built in, with secure authentication and per-partner access control.
Standard cloud implementations run 8–12 weeks: setup (1 week), product and workflow configuration (3–4 weeks), data migration from your existing system (2–3 weeks), user testing (2 weeks), and go-live. On-premise deployments typically take 14–16 weeks depending on your infrastructure readiness and the number of integrations. Our implementation team handles setup, migration, training, and go-live with dedicated support at every step.
Yes. Finpage® is built around Indian regulatory requirements from the ground up — digital KYC, CKYC integration, reporting to all four credit bureaus, NACH mandates, and complete audit trails. Regulatory returns — NPA reporting, CRILC, NBS-7, ALM — are generated automatically. Data residency is enforced at the infrastructure level; no customer data ever leaves India.
Bank-grade security at every layer — encryption in transit and at rest, role-based access control, IP-restricted admin access, seven-year audit logs, and regular penetration testing. Aadhaar numbers are never stored in plain form — only secure hashed references. Both our cloud and on-premise deployments follow the same security baseline, and we comply with every data protection standard Indian regulators require.
Yes. Finpage AI is built into the platform — AI-assisted underwriting, automated route planning for field teams, staff tracking, smart BI you can query in plain language, and document intelligence. It runs on your own loan data inside your deployment on AWS Mumbai, every answer is traceable to source records, and credit decisions always stay with your team.
Pricing is modular and scales with your book size — you only pay for the modules and volume you need. Talk to our team for a quote tailored to your portfolio, loan products, and branch footprint.
Book a 30-minute walkthrough with our product team. We'll show you the platform running against your use case.